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A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.
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Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.
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The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.
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Unlike retirement accounts, there are no federal contribution limits for variable annuities, and the investment gains won’t be taxed until they are withdrawn.
